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Mortgages in Italy

Calabria, also known as the ‘Toe of Italy’ is located at the tip of the "boot" and is separated from Sicily by the Strait of Messina. The coastline stretches around three sides of Calabria ranging from rugged cliffs to miles upon miles of beautiful sandy beaches. With a long history dating back centuries, there is plenty to see and explore in this remarkable cultural province. Popular amongst the Italian holiday makers, the crystal clear water and hot summer weather is attracting foreigners to the region. In winter Calabria has its own Ski resorts situated in numerous mountain ranges throughout the area. This is an all round great destination for holidaying in both summer and winter.

Apply NOW to find out how much you qualify for in Italy.


Buying Guide

Buying a foreign property can be a daunting decision whether it is your first time or not, and so it is important that you take the time to research and plan to ensure that it is feasible, and that you are making the right investment choice.

Mortgage Guide

Mortgages at a glance:

 Max Loan to Value: 80%
 Max Term: 30-40 years
 Max Interest Only: 25 years (Speak to your FA for details)
 Max Age on completion: 85 years
 Best Rate: 5 %
 Mortgage Process Length: 8 - 10 weeks
* Rate is dependant on term and product. It increases on longer terms and fixed rate.


CFP Mortgages in Italy:
Capital Financial Partners have only recently started operating in Italy, and already we have secured deals with two leading International banks in Italy. For mortgage details click here. 

Qualification:

Qualification for a mortgage may vary depending on the bank providing your mortgage. Generally it is that a third of your gross income must cover your new monthly Italian mortgage payments, and all long term debts at home.

Mortgage costs:

Application Fee: 250 euros

Valuation Fee: €235

Any other fees: Annual Management fee €50


Documentation:

When applying for a mortgage it is important that you have specific documents to support your application and prove that you are elegible for a mortgage. The required documentation is necessary, but may vary depending on the lender and the type of mortgage you are applying for.

Note: All facts and figures may vary depending on individual circumstances.
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Useful Information

CFP office:
Vibo Valentia - Calabria

Time Difference:
GMT +1

Flying Time:
3.5 hours

Major Airports: 
Lamezia Terme

Currency:
Euro

Languages:
Italian

Capital City:
Rome

Climate: 
Moderate, with hot summers and cool winters

Become a member NOW!

Why not join now and you can make your dream become a reality. Capital Financial Partners make financing nice and easy for you.

All you have to do is submit the application form and we will contact you within 2 working days. Once payment has been received, you are an official CFP member.
Don't wait, do it now and you'll be stress free!
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